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Rebecca Richardson
What’s Next for Mortgage Rates?
Mortgage rates stayed high throughout 2024, leaving many buyers and real estate professionals wondering if relief is in sight. As we...
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Rebecca Richardson
Waiting to Buy May Cost You More
When buying a home, timing matters. Higher mortgage rates might seem like a reason to wait, but waiting could result in higher costs....
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Rebecca Richardson
The Fed's Rate Cut: What It Means for Homebuyers and What's Next
The Federal Reserve Open Market Committee (FOMC) recently announced a 25-basis-point cut to the federal funds rate, lowering the range to...
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Rebecca Richardson - Mortgage Consultant
Your Complete Guide to Buying Your First Home - Simplified
Dreaming about your own home but find the idea pretty daunting? You're in good company. If the whole process seems complicated, don't...
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Rebecca Richardson - Mortgage Consultant
Understanding Homeowner Insurance: A Guide for Homebuyers
When you're buying a home, one big thing you need to think about is homeowner insurance. This isn't just another box to check off; it's...
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Rebecca Richardson - Mortgage Consultant
VA Loans: Expanding Home Buying Opportunities for Active Duty Members and Veterans
Attention Active Duty Service Members and Veterans:Â Have you ever heard the myth that your mortgage payment with a VA loan can't be...
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Rebecca Richardson - Mortgage Consultant
Does the Fed Set Mortgage Rates?
The Federal Reserve and Its Impact on Mortgage Rates When navigating the housing market understanding the Federal Reserve's role in...
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Rebecca Richardson - Mortgage Consultant
Working from Home: How to Relocate to Your Dream Location
In today's world, the shift towards remote work has opened up an incredible opportunity that many of us could only dream about before:...
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Rebecca Richardson - Mortgage Consultant
Going Through a Divorce? Here’s a Smart Way to Keep Your House
Getting a divorce is really tough. Not only does it make you feel all sorts of emotions, but it can also make your wallet feel a lot...
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Rebecca Richardson - Mortgage Consultant
How to Qualify for a Higher Home Loan: Using the Strategy of Accessory Dwelling Units (ADUs)
Are you feeling discouraged by the prospect of homeownership in today's real estate market? You're not alone. With soaring property...
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Rebecca Richardson - Mortgage Consultant
Unlocking Investment Opportunities: The Power of DSCR Loans for Rental Properties
The quest to expand a rental property portfolio is a common ambition among real estate investors. However, this journey is often fraught...
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Rebecca Richardson - Mortgage Consultant
Can Child Support and Alimony Be Used to Qualify for a Home Loan? Unpacking the Facts
Let's talk about how child support and alimony can affect the home loan qualification process. Can Child Support and Alimony Be Used to...
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Rebecca Richardson - Mortgage Consultant
Debunking VA Loan Myths: Unlimited Borrowing Potential Explained
In the realm of home financing, VA loans represent a beacon of hope and opportunity for veterans and active military personnel. Despite...
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Rebecca Richardson
Important Steps to Take Before Searching for Homes in Charlotte, NC
Starting your home search in Charlotte, NC? Hold on! Before diving in, it's crucial to prepare. Just like planning a road trip, mapping...
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Rebecca Richardson - Mortgage Consultant
How to Buy a Home Before Selling Your Current Home
In an ideal world, the process of selling your old home would seamlessly align with the purchase of your new dream home. But as anyone...
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Rebecca Richardson
Homeownership in North Carolina: Understanding the Credit Score You Need to Buy a Home
When embarking on the journey of buying a home in Charlotte, NC, understanding the role of your credit score is crucial. Your score not...
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Rebecca Richardson
Affordable Living in Charlotte, NC and Other Popular Cities
Are you considering a move or planning for retirement and wondering about the most affordable places to live in the U.S.? An in-depth...
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Rebecca Richardson - Mortgage Consultant
A Veteran's Guide to VA Home Loans: The Pros & Cons
A Veteran's Guide to VA Home Loans in Charlotte and Beyond: Navigating Your Path to Homeownership As a veteran in the dynamic regions of...
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Rebecca Richardson
Buying vs. Building a Home in Charlotte: Making the Right Choice
Buying your first house is an exhilarating experience, especially in a dynamic city like Charlotte, NC. However, with the thrill comes...
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Rebecca Richardson
Step-by-Step Guide to Buying Your First Home
Embarking on the journey to buy your first house is undoubtedly thrilling. The prospect of finding a place to call your own in Charlotte,...
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