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Viewpoint: Path of Progress
For most of human history, women have been financially dependent on men. This was not by choice — women simply didn’t have the right to...

Rebecca Richardson
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How to secure a down payment – are side hustles the way to go?
When the going gets AI, the tough get going Rebecca Richardson, a mortgage loan originator with UMortgage in Charlotte, N.C., is a...

Rebecca Richardson
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Will AI decimate the mortgage industry?
When the going gets AI, the tough get going Rebecca Richardson, of UMortgage – the self-described “Mortgage Mentor” – has already...
Rebecca Richardson - Mortgage Consultant
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US housing crash – how likely is it?
Given the mercurial and unpredictable market, it’s almost become fashionable for people to predict a housing crash. Those taking a...
Rebecca Richardson - Mortgage Consultant
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Broker takes outside-the-box approach in helping clients with their mortgage.
Bridge loans are a powerful tool in her arsenal. With homeownership becoming an ever-elusive goal for many – what with high mortgage...
Rebecca Richardson - Mortgage Consultant
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Today's LLPA fix is not the first
Anyone who closely follows the machinations of Loan Level Private Adjustments (LLPAs) sometimes implemented by the Federal Housing...
Rebecca Richardson - Mortgage Consultant
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Correcting the LLPA false claims
Your social media feed right now is probably abuzz with claims that the FHFA’s new loan level pricing adjustments (LLPAs) on conventional...
Rebecca Richardson - Mortgage Consultant
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Mortgage rates fall in wake of bank failures.
Self-described 'mortgage mentor' explains why mortgage rates fell only slightly. Mortgage rates fell on Monday in the aftermath of...
Rebecca Richardson - Mortgage Consultant
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Mortgage brokers – how you can attract more first-time homebuyers
Why is it important to focus on how to attract first-time homebuyers? “Because you don’t know what you don’t know,” Richardson said,...
Rebecca Richardson - Mortgage Consultant
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15-year mortgages – back in the spotlight but are they the right choice?
With interest rates rising in light of inflation, some would-be homeowners are eyeing 15-year mortgages in lieu of the traditional...
Rebecca Richardson - Mortgage Consultant
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Loan Originator Earns Her 'Mortgage Mentor' Moniker
Through perseverance, Rebecca Richard survived the Great Recession. As featured in the MPA's article, she earned her moniker 'The...
Rebecca Richardson - Mortgage Consultant
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Top 5 TikTok Accounts Every Loan Officer Should Follow!
Are you a LO looking to get more visibility and be discovered by your potential borrowers? Check out this article by HousingWire that...
Rebecca Richardson
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How Mortgage Lenders Created a Huge Following on Tik Tok!
Rebecca Richardson was a guest on one of the latest podcast episodes hosted by The Social Genius Podcast brought to you by Drunk on...
Rebecca Richardson
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UMortgage lifts the lid on its influencer marketing strategy
UMortgage is keeping up with digital marketing strategy trends by using the power of social media platforms to educate both consumers and...
Rebecca Richardson
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Visionary LeadHers in Real Estate
Rebecca Richardson has been named one of Mortgage Women Magazine's Top Originators! To read more, click here.
Rebecca Richardson
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Leveraging Tik Tok to Build Your Brand
Social media is jumping in popularity, especially TikTok. Rebecca Richardson received a shout out in the latest article from Realtor...
Rebecca Richardson
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FINCON22 Breakout Session Speakers
Now's your chance to register for FINCON22 and listen in on Rebecca Richardson share her tips on using social media to elevate your...
Rebecca Richardson
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Soaring Mortgage Rates Dent Demand for Vacation Homes
The demand for a second or a vacation home is plummeting while mortgage rates continue to skyrocket. Rebecca Richardson was asked by...
Rebecca Richardson
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Refinancing A Mortgage ft. Rebecca Richardson
Rebecca Richardson was asked by LowerMyBills.com about Refinancing a Mortgage and this is what she had to say: "We have an employee...
Rebecca Richardson
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Time: Refinancing Options ft. Rebecca Richardson
Mortgage rates have reached historic lows, partly due to COVID-19. Many homeowners have decided to refinance their homes and take...
Rebecca Richardson
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