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What is PITI?
PITI is the handy acronym for your monthly mortgage payment. It’s pronounced like the word “pity” and the letters stand for the four...
Rebecca Richardson
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Getting a Mortgage While Separated/Divorced
Separation and divorce is often a time of significant change. Beyond the emotions involved there is the reality that life going forward...
Rebecca Richardson
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APR vs. Interest Rate. What are the Differences?
When shopping for a mortgage, be mindful that an advertised interest rate is not the same as your loan’s annual percentage rate or APR....
Rebecca Richardson
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5 things that count in a FICO score
Lenders use the FICO Score to help set the terms, conditions, and amount of your mortgage loan. FICO calculates a credit score from 5...
Rebecca Richardson
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9 “do’s” when getting a mortgage
Applying for a mortgage loan is an extremely interactive process. It’s very important that you and we stay closely in touch. Here are 9...
Rebecca Richardson
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4 Homebuying Myths
It's easy to get lost in a sea of misinformation when it comes to buying a home. Sometimes the information you find or hear is outdated....
Rebecca Richardson
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Increasing Credit Scores
Taking the steps to increase your credit scores is an important part of your financial health. There are ripple effects of having a good...
Rebecca Richardson
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