Rebecca Richardson - Mortgage Consultant
Homebuying Hot Takes
With so many factors that go into securing your mortgage and having your offer accepted, it’s no surprise that there are plenty of...
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Rebecca Richardson - Mortgage Consultant
Make It Make Sense: Breaking Down the Oddities of the Homebuying Process
Buying a home can come with its complications. Is cash really king? Is it worth going the extra mile to get the lowest rate? And what...
Rebecca Richardson - Mortgage Consultant
Today's LLPA fix is not the first
Anyone who closely follows the machinations of Loan Level Private Adjustments (LLPAs) sometimes implemented by the Federal Housing...
Rebecca Richardson - Mortgage Consultant
Correcting the LLPA false claims
Your social media feed right now is probably abuzz with claims that the FHFA’s new loan level pricing adjustments (LLPAs) on conventional...
Rebecca Richardson - Mortgage Consultant
Can You Finance That?
Homes can come in all different shapes and sizes beyond the stereotypical single-family home at the end of the cul-de-sac that you see on...
Rebecca Richardson - Mortgage Consultant
Homebuying 101
Buying a home has plenty of nuances that the average person might not be aware of when beginning their journey. It can be hard to find...
Rebecca Richardson - Mortgage Consultant
What’s The Deal With Mortgage Rates?
When you get your pre-approval, there are two numbers that will jump off the page: the monetary amount that you’re pre-approved for and...
Rebecca Richardson - Mortgage Consultant
How to Handle the Unexpected Twists of Homeownership
The homebuying process and homeownership can both feature some unexpected twists and turns along with some nuances that you might not be...
Rebecca Richardson
One Time Close Loans
Building a custom home can be a dream come true for many homeowners, but the process of obtaining financing can often be complicated and...
Rebecca Richardson - Mortgage Consultant
These Homebuying “Problems” Might Not Be As Problematic As You Think
Sometimes your homebuying process can hit a few snags along the way. Some problems can be more damaging to your timeline than others, and...
Rebecca Richardson - Mortgage Consultant
Want to Buy a Home this Summer? Here are Some Things to Consider
Summer is just around the bend, and with the scorching season comes the peak season for real estate! I always like to highlight that one...
Rebecca Richardson - Mortgage Consultant
Mortgage rates fall in wake of bank failures.
Self-described 'mortgage mentor' explains why mortgage rates fell only slightly. Mortgage rates fell on Monday in the aftermath of...
Rebecca Richardson - Mortgage Consultant
The Intersection of Income and Homeownership
Newsflash: buying a home costs money. This is why your income is such a big part of the homebuying process. But there is a bit more to...
Rebecca Richardson - Mortgage Consultant
We’ve Got the Answers to your Mortgage FAQs
There are countless intricacies to the homebuying process, and although answers online are plentiful, it can be tough to know what...
Rebecca Richardson - Mortgage Consultant
Mortgages are Complicated, But Not as Complicated as you Think
The mortgage process can appear to be complex, and that perceived complexity can make your homebuying process that much more stressful....
Rebecca Richardson - Mortgage Consultant
Advice for First-Time Homebuyers
Buying a home is a dream for many individuals, but from the outside can look like a daunting process. As your trusted Mortgage Mentor,...
Rebecca Richardson - Mortgage Consultant
Mortgage brokers – how you can attract more first-time homebuyers
Why is it important to focus on how to attract first-time homebuyers? “Because you don’t know what you don’t know,” Richardson said,...
Rebecca Richardson - Mortgage Consultant
Keep Wealth in the Family with the Gift of Equity
Homeownership is one of the most common ways that individuals can achieve generational wealth. But did you know that there’s a way to...
Rebecca Richardson - Mortgage Consultant
Real Estate Tips for College Students
Two of the most expensive commitments that the average American typically makes are earning a college education and buying a home. Did...
Rebecca Richardson - Mortgage Consultant
Get The Most Out of Your VA Housing Benefits
If you’re an active-duty service member or a veteran, you’ve got valuable VA loan benefits that can help give you a cheaper and easier...
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