Rebecca Richardson - Mortgage Consultant
What Do You Do When A Lender Tells You No?
There’s actually a silver lining when a lender tells you ‘no’ when you apply for a mortgage. If a lender can’t approve you, they’re...
top of page
Rebecca Richardson - Mortgage Consultant
Down Payment - How Much Is It & How Do I Pay For It?
One of the most stressful parts about buying a home can be navigating the down payment. How much do you pay? How will I afford it? What...
Rebecca Richardson - Mortgage Consultant
Buying your first home can feel like you’re back at school, learning a new subject or language
So, let’s make it easier. Here are 6 terms you need to know before starting your successful home buying journey. Debt-to-Income (DTI)...
Rebecca Richardson
Time: Refinancing Options ft. Rebecca Richardson
Mortgage rates have reached historic lows, partly due to COVID-19. Many homeowners have decided to refinance their homes and take...
Rebecca Richardson - Mortgage Consultant
6 Things You Need to Know For Before & After You Buy A House
When we think about buying a house, we often focus on the steps we need to take during the actual process. How many times do we meet with...
Rebecca Richardson - Mortgage Consultant
Is a New Construction Home The Answer For You?
In a tight inventory market like we're in, people are weighing all of their options of how they can find a home. So whether it's going to...
Rebecca Richardson - Mortgage Consultant
The Loan Process - How to Buy a Home
Let's break down the steps of the loan process so that you can be prepared when you’re ready to get started. The first step is to get...
Rebecca Richardson - Mortgage Consultant
VA Loans: What They Are & How They Can Help You Buy a Home
As a lender, VA loans are one of my favorites and one of the first ones I learned. However, a lot of the time these buyers get pushed...
Rebecca Richardson - Mortgage Consultant
3 Questions You Need to Ask Before Hiring a Lender
Your relationship with your lender is one of the most important parts of your home buying process. That means it’s crucial to have a...
Rebecca Richardson - Mortgage Consultant
What is APR & Why It Matters
Your APR is an important component of your loan but it can lead to questions and concerns when you’re not sure how it applies to your...
Rebecca Richardson - Mortgage Consultant
How Credit Checks Work When You’re Buying a Home
Credit is a big component of getting a mortgage. So, let’s talk about some common questions that people have when it comes to this part...
Rebecca Richardson - Mortgage Consultant
Will You Have the Same Lender Throughout Your Home Buying Journey? Maybe Not...
If you’ve gotten a mortgage before, or this is your first time buying a house, you may have heard that you can start with one lender and...
Rebecca Richardson - Mortgage Consultant
Are You Ready For a 2nd Home?
In today’s article, we’re going to talk about a popular real estate investing strategy - buying a second home or vacation home. How do...
Rebecca Richardson - Mortgage Consultant
Understanding Interest Rates 101
When getting a mortgage, we all know that the interest rate matters. As a reminder, the interest rate is basically the cost of borrowing...
Rebecca Richardson - Mortgage Consultant
The Documents You Need For Your Loan Application
When you start your loan application, you may be overwhelmed by how much documentation is required during the process. And you may start...
Rebecca Richardson - Mortgage Consultant
How to Have a Seamless Home Buying Process
You know the phrase, “no news is good news?” Well, it doesn’t really apply when you’re buying or refinancing your home. At Wyndham...
Rebecca Richardson - Mortgage Consultant
Are You Ready to Buy a Home in Charlotte?
The Charlotte real estate market is on the rise and welcoming anyone from beginner to experienced homeowners who want a great home, at a...
Rebecca Richardson
Loans on Demand: Winning Content Strategy, Starring You ft. Rebecca Richardson
"When was the last time you stepped outside of the traditional marketing methods of your industry? Whether you're just starting out with...
Rebecca Richardson - Mortgage Consultant
Should I Pick a 15 Year Mortgage or 30 Year Mortgage?
Many people think that having a 15 year mortgage is better than having a 30 year mortgage but in today’s blog, I want to go over several...
Rebecca Richardson - Mortgage Consultant
How Does Debt Affect Your Mortgage?
Many factors go into determining your maximum loan amount and the price at which you can realistically buy a home. And one of the most...
bottom of page